Notification Procedure ??? It you believe that your card, PIN or other information which could provide electronic access to your account has been LOST or STOLEN or that someone has transferred or may transfer money from your account without permission, call us at 877-9474 or after business hours, please call 1-800-472-3272 (within U.S.), 973-656-2345 (outside U.S. collect) or write us at the Credi