December 6, 2011 at 9:01 pm Need some advice: I still owe approx. $30,000 on my house with one of the smaller but reputable banks in Ohio.., should I go ahead an pay off my house or least most of it so the money is out of my account and into my house OR.. keep my money for the things I need if the SHTF. I know there could be many variables to this, but your opinions would be greatly appreciated.