Reply Jigar Patel, CFA (USA), MBA-Finance (USA), CPA (USA), CA (India) says: February 24, 2015 at 7:04 pm If you are working in Dubai, you are an NRI under FEMA. You are supposed to inform your bank of your change in residential status to NRI so that bank can redesignate your account as NRO. You may continue to use your account, cheque book and other facilities just as a resident. you would also n