r to the payee; [0020]FIGS. 9A and 9B are a flow diagram of an embodiment of a process for moving money out of a stored value fund for a user; [0021]FIG. 10 is a flow diagram of an embodiment of a process for automating future transfers that uses the online money transfer system; [0022]FIGS. 11A and 11B are a flow diagram of an embodiment of a process for subscribing to automated transfers; [0023]