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For 68 percent of these borrowers, their annual income is $30,000 or less.Among the findings:???Nearly one-in-four borrowers received government assistance or benefits such as Social Security, disability, unemployment or welfare benefits;???The average borrower took 11 loans in the 12-month period, paying $574 in fees for $392 in credit; and???Despite lender attempts to reject the use of an annual
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