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isa:161152880
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tence of prepayment penalties may not be clear to the borrower at the time they obtained the loan, or may serve as a deterrent to refinancing early in the lending relationship should financial difficulties with the member occur; 4 Loan fees, terms, and practices that are abusive or considered ???predatory???5 could lead to significant legal, reputation, and other risks to the credit union; Obtaini
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isa:161152880