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isa:305884234
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These improvements, in use for more than a year and thus part of the prior art, illustrate the kinds of things which were done to improve the overall credit authorization process, but they have nothing to do with the subject invention and the solutions to the problems enumerated above (other than that the subject invention also utilizes modems, and toward that end it is advantageous to use the fas
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isap:467303951
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isa:305884234