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The customer would then provide the bank check to the RFI in person or via mail. [0036] From step 80, the process moves to step 82, where, if the overall process in FIG. 3 was to open a new checking or savings account, the RFI would deposit the received money in the new checking account/savings account. [0037] Opening a money market, certificate of deposit (CD), bond or other account is not a simp
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