"tes consumers pay for items such as mortgages, car loans and credit cards.The move by S&P follows decisions by two other major ratings agencies, Moody's Investor Service and Fitch Ratings, to maintain the United States' AAA rating, though Moody's assigned a negative outlook.In particular, Standard & Poor's added, it grew more pessimistic about U.S. debt because of the bitter political fight over r" . . . .