. . . "My rate on the CA exchange is going to be about $1,000 a month, which is still only ABOUT HALF OF THE $1,928 A MONTH I CURRENTLY HAVE TO PAY. For those of us who are middle-aged and have families, which almost always means some sort of pre-existing condition or risk factor, and who have been buying individual insurance for years because we don???t have the traditional 9-to-5 at a big company, thos" .