. . . "reply Hi,Money Gram is less expensive than Western Union, although it depends on how much you are sending.Now this company is getting more active. http://xoom.tellapal.com/a/clk/2XlmYTThey used to only send money to the Philippines, but they have added more countries including Panama & Colombia.Problem is, you can not send money, only receive it.I just got off the phone with them & they will be having" . .