<http://webisa.webdatacommons.org/228208112> <http://www.w3.org/ns/prov#value> "In this model, financial literacy is a process by which individuals use a combination of skills and technologies, resources and contextual information to make decisions with an awareness of the financial consequences (2000:33)." . <http://webisa.webdatacommons.org/228208112> <http://www.w3.org/ns/prov#wasQuotedFrom> <dss.gov.au> . <http://webisa.webdatacommons.org/228208112> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://www.w3.org/ns/prov#Entity> . <http://webisa.webdatacommons.org/prov/225095361> <http://www.w3.org/ns/prov#wasDerivedFrom> <http://webisa.webdatacommons.org/228208112> .