. . . ": i understand the money is not there and other cities behind it. other states behind it, other companies behind it. >> well, there are. there are. he is -- you are right, there are other -- >> neil: i want to get you back. american express credit card, every purchase earns you 2% cash back, which is deposited in your fidelity account. is that it? actually... there is no annual fee and no limits o" .