<http://webisa.webdatacommons.org/prov/203552311> <http://www.w3.org/ns/prov#wasDerivedFrom> <http://webisa.webdatacommons.org/297189563> . <http://webisa.webdatacommons.org/297189563> <http://www.w3.org/ns/prov#wasQuotedFrom> <aliciapatterson.org> . <http://webisa.webdatacommons.org/prov/175657703> <http://www.w3.org/ns/prov#wasDerivedFrom> <http://webisa.webdatacommons.org/297189563> . <http://webisa.webdatacommons.org/297189563> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://www.w3.org/ns/prov#Entity> . <http://webisa.webdatacommons.org/297189563> <http://www.w3.org/ns/prov#value> "They are skeptical of add-ons to cards, like credit reporting and credit building features that promise to report on-time payments for utility, cable, rent or other bills to alternative credit agencies." .