. . . . "There is QBO, QFX, OFX, CSV, Excel, and QIF. The only format that can easily be read by spreadsheet software is CSV and Excel, yet CSV and Excel are the hardest formats to import into accounting software (as there is no standard data format within a CSV or Excel file) whereas QBO, QFX, OFX, and QIF all are standardized formats (which is why they???re not so easy to read for those who don???t know" .