. "average capital adequacy ratio is likely to drop to 6 percent, below the statutory 8 percent, he said.Banks in Taiwan and Japan, which Fitch forecast would register an averaged 0.1 percent ROA this year, will underperform other Asian countries, including the two most profitable in Indonesia and Malaysia, which are forecast to report a 1.3 percent ROA and a 0.8 percent ROA respectively this year, h" . . . .