<http://webisa.webdatacommons.org/prov/483788068>	<http://www.w3.org/ns/prov#wasDerivedFrom>	<http://webisa.webdatacommons.org/398510047> .
<http://webisa.webdatacommons.org/398510047>	<http://www.w3.org/1999/02/22-rdf-syntax-ns#type>	<http://www.w3.org/ns/prov#Entity> .
<http://webisa.webdatacommons.org/398510047>	<http://www.w3.org/ns/prov#wasQuotedFrom>	<federalregister.gov> .
<http://webisa.webdatacommons.org/398510047>	<http://www.w3.org/ns/prov#value>	"TILA section 103(aa)(4)(A) specifies that ???points and fees??? includes all items included in the finance charge, except interest or the time-price differential." .