. . . "claiming to be official of irda who said the birlasunlife has been giving 15% to agents and causing loss to customers and hence irda has decided to pass it on to customer after recoverign from insrance company. so i should be gettign a code generted in my name and there was a lengthy process for developing the code and a fee to be paid to them of Rs 20000 which would be either adjusted in my furth" .