"Of all the Big Six banks, Scotia is the most driven by lending, and the outgoing CEO???s long institutional history, coupled with what friends describe as a ???gut??? for credit, helped the bank emerge from the global financial crisis relatively unscathed.Mr. Waugh has pointed out that his bank was the only one that didn???t have to raise equity in the thick of things.Mr. Waugh wasn???t content to" . . . .