Even though interest rates are low they are unable to even contemplate a time when they can acquire the massive deposit necessary to re-join the world of home owners.Mortgages of five or six times a person's salary were easy to get up until the 1990s [GETTY]The truth is that for many 40-somethings, their only hope is a hefty inheritance - but ironically, today's 60 and 70-somethings are healthier,