Money contributed to retirement accounts such as your 401(k) or IRA.Gifts from anyone.Disability income on benefits you paid for with after-tax money.Childcare financed through a plan at work.Return of invested capital.401(k) money rolled over into another plan.Child support receipts.Money received by you as repayment for a loan.AdjustmentsEverybody wants to reduce his or her taxable income as muc