Now she???s not so sure.???I paid $140,000 and now they tell me I don???t really own it,??? she said in a recent interview.She says she can???t afford the $15,000 fee she???s being asked to pay on top of mortgage payments, association fees, taxes and other assessments for living at the Cloister at Saint Henry.So she finds herself caught up in a cautionary tale about planning for retirement ??? exc