You just need to have the self control to put it and keep it there. if you put 190 a month away, then in 18 months you would have saved 3420 dollars, more that enough to replace or rebuild the motor if you shop around. in 5 years you would have 11,400 in savings. even if you had to replace the motor and transmition and other things up to 7 grand ( which is an exageration) then you would still have