of 1% per annum above the Federal Funds Rate; (c)the Eurocurrency Rate for an Interest Period of one (1) month plus 1%; and(d)in respect of Term B Loans, 2.25% per annum.The ???prime rate??? is a rate set by Bank of America based upon various factors including Bank of America???s costs and desired return, general economic conditions and other factors, and is used as a reference point for pricing