(a) phosphonic acids have the formula: ##STR2## wherein R is an aryl group or alkyl having 1 to 22 carbon atoms; (b) phosphinic acids having the formula: ##STR3## wherein R is an aryl group or alkyl group having 1 to 22 carbon atoms, such as dicyclohexyl phosphinic acid; dibutyl phosphinic acid; and dilauryl phosphinic acid;