.R. ??310.4(a)(2)-(4).5 Telemarketing Sales Rule, 16 C.F.R. ?? 310.4(a)(4)(???Requesting or receiving payment of any fee or consideration in advance of obtaining a loan or other extension of credit when the seller or telemarketer has guaranteed or represented a high likelihood of success in obtaining or arranging a loan or other extension of credit for a person.???)6 Or.