wildcardjack 2014-01-14 01:09:37 PM Watubi: vudukungfu: Insurance should file a claim against the driver on behalf of everyone else who pays into the pool.I am going to go out on a limb here, but I would think that in 99.99% of accidents, a driver did something wrong to cause itit is one thing to mis-operate your vehicle, it is something different to be operating a device other than your vehicle whil