Things right now are ok, except for the credit cards and loanI???m looking for a full time job and things are looking good, but may have to take cut in pay.I was going to file BK before loosing my job and now that I???m not working can I still file Bankruptcy which allows me to keep my house and car (dad co-signed fo car) and can I just do a BK on the $25,000.00 debt?