And when we examine fallen giants such as Citigroup, Bank of America (NYSE: BAC ) , JPMorgan's (NYSE: JPM ) prey WaMu, and the assets formerly known as Lehman Brothers, we see that risk has less to do with whether a company is large or small, and a whole lot more to do with heavy debt levels, shoddy executive compensation structures, unwieldy and arcane business units, or unprofitability.