The equity is an asset unless you default on the mortgage.Back to topReplyReplies (0)OptionsTopReplies (0)Zach LSU FanMember since May 200568528 postsOnlinere: Net Worth at 30(Posted by Zach on 7/29/13 at 3:02 pm to SmackoverHawg)quote:Then what does your equity in the home count as?