It canvassed nearly 2,000 people who bought last year and found more than two-thirds did not rely on a mortgage.With the exchange rate at ???1.26 to the pound ??? a rise of 8.5 per cent over a year ??? a holiday home worth nearly ??100,000 last year would now cost ??8,000 less.And a drop in prices in popular destinations such as France, Spain and Italy has tempted people into considering investing