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  • they should not be utilizing a TFSA until these are paid off,??? MacLeod says. ???The interest they are paying on the debt will far exceed any guaranteed rate of return within a TFSA. Interest saved on debt is just as tax-free as interest earned in a TFSA.???If your taxable income is over $87,123 you should generally try to max your RSP contributions first,??? he adds. ???If there are still some
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