is that with a JFRV if I became a widower I would be up the creek without a paddle and would have to leave the country and have no recourse to our property, or other monies, I do not know about guardianship of the kids.I did a brief search but didn't turn up much.Also - can you write a Will here?Sorry guys, I just noticed this; I do not get down to this end of the forum much anymore.I was on a JFRV