Ignore this - when I got to the contributions, I found that all of your 401k needs to go to bonds.For the bonds, the VG long term is the best cost, but I am not fond of long term bonds, so I would temper that by mixing it half and half with the PIMCO Low Duration bond.I moved things around to the order I am accustomed to (so I can find things easily) and this is what you currently have (other than I exc