Of course, Gieve sort of hinted at *banks that attracted the cash as safe havens* without naming the guilty !! :-)By implication, he hinted at the fact that the others were perceived to be unsafe havens for our cash !!Why, oh why, didn't the government take up the offer of those 2 tartan knights and dump that mess on their laps without wasting good taxpayers' money trying to bail HBOS out ??