A personal loan could be the answer.EC Finance comply with NCR RulesBy EC FinanceIf you suddenly find yourself in a lot of debt, or need money urgently for an unexpected expense but have a bad credit rating, you may be tempted to borrow money from a loan shark.Debt Consolidation Loans at ECFinanceBy EC FinanceDo you have a store card that you use to buy your clothes or other household items?