Last year, Vadnais Heights, Minn., had its credit rating dropped 12 levels after it borrowed for a $25 million sports complex that wound up costing one-third of its annual budget.In Allen Park, the deficit when including costs such as pensions and health care has ballooned to nearly $4 million and the city???s future as ???a going concern??? is in doubt, according to a Dec. 29 audit report.