Here are some things I learned:1) Our 401K has mutual funds that he guarantees will return 8 to 15 percent over the next 20 years.2)Value funds carry zero risk.3)Everyone should be invested in at least 50% technology.4) Everyone should have at least 25% healthcare.5) Without asking me any questions other than my age, he said the best portfolio for me would be 50% tech, 25% healthcare, and 25% va