increased by 10.8 percent statewide this year, on average; 6.2 percent in 2012; 10.3 percent in 2011; and 5.4 percent in 2010. </p><p>Citizens is proposing another 4.8 percent average increase in 2014 for multi-peril coverage, which accounts for risks including fires and leaky pipes along with hurricane damage. </p><p>Other policy types, like ???wind-only??? hurricane coverage, would increase by