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  • In the Atlanta Region, community institutions are the primary funding source of nonresidential real estate loans.9 In fact, median CRE exposure among community banks in major CRE markets was 21 percent as of March 31, 2003, 6 percentage points higher than the median CRE exposure among mid-tier banks in these same markets.10 However, community banks headquartered in areas such as Atlanta, Raleigh,
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