In 2010, the average outstandings per capita worldwide stood at around EUR 790. ??? The level of outstandings per capita is by far greatest in Canada (EUR 10,157), followed by Japan (EUR 5,973) and the US (EUR 5,886). ??? In Europe, average outstandings per capita are modest (EUR 1,667). ??? In most emerging markets, outstandings per capita are rapidly increasing, in particular in Latin and South