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  • Under ORS 746.015 unfair discrimination in the application of rates is prohibited. (4) OAR 836-081-0005 and 836-081-0010 do not prohibit the use of other risk selection criteria that reasonably can be related to the rates and policy forms used by the insurer. (5) For the purpose of OAR 836-081-0005 and 836-081-0010: (a) ???Availability of insurance??? includes all terms, conditions, and types of c
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