According to Joran Bjallerstedt, a UNHCR protection officer, Kicking Muslims and Croats from their homes, looting their property and stealing their cars is big business in Banja Luka; the money in Banja Luka is beyond belief.65 Local civilian and military policemen hired to force people from their homes are generally paid about US $350 in cash or in goods, such as television sets the Muslims and