ING can allocate capital to its most profitable activities, boosting profitability in the long run, Theodoor Gilissen analyst Tom Muller said.ING, the biggest Dutch bank and insurance group measured by balance sheet assets, joins banks such as Royal Bank of Scotland (RBS.L) and U.S. Citigroup (C.N) which are cutting operations after being hit by the credit crisis and getting state aid.It is maki