16.2 Without limiting the generality of Clause 16.1 above, CIMB Bank or CIMB Islamic Bank shall not be liable for any Loss caused by or arising from one or more of the following events or matters howsoever caused or incurring:- 16.2.1 Any malfunction, defect in and/or any breakdown, disruption or failure of any telecommunications, computer, terminal, server or other device or system whether or not