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  • At 10 o'clock in the forenoon of July 12, 1917, Wanberg, on his farm at Tioga, in North Dakota, signed and delivered to Everson, the agent of the defendant company, an application on the blank furnished by the company for insurance on his crops in the sum of $1,400 against loss or damage by hail or any other cause, except fire, floods, winterkill, or failure of insured to use good husbandry.
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