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  • An A. L. Williams part-timer would invariably say, I am a financial planner. (it is actually illegal to call yourself a financial planner unless you have what is known as a ChFC (Chartered Financial Consultant) or CFP (Certified Financial Planner) designation.) Nevertheless, companies such as New York Life, Metropolitan, Prudential, and all the other some odd 2,000 life insurance companies in A
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