Proposed ?? 1026.37(g)(6) requires the disclosure under the subheading ???Total Closing Costs??? of a subtotal of the items disclosed as ???Total Loan Costs??? and ???Total Other Costs??? pursuant to paragraphs (f)(4) and (g)(5); the amount of any generalized lender credits to be provided at consummation, stated as a negative number; and the sum of the subtotal of loan and other costs and the (neg