rny, and if you dont pay, they foreclose on everything you got, yeah boy, hes a real weiner, you better steer clear on this f*cker, he got my grandma good, she was trying to help her grandchild out and david kept telling her to this and that knowing all along he was racking her up in money, and when she couldnt pay, david forclosed on everything she had including my grandmas parents house and land