The short answer is that they???re giving it to their kids. ???Children are cited as recipients far and away most often (by 81 percent),??? the report reads. ???Then come a spouse (36 percent), grandchildren (29 percent), one or more charities (21 percent), another family member other than a parent or in-law (9 percent), a school or university (8 percent), someone else (5 percent) and a parent or